Union County is where Charlotte buyers come when they are ready for land, privacy, and a home built exactly the way they want it. We build across the county and manage every project personally.
Four Oaks Builders is a custom home builder in Union County, NC. We work in Waxhaw, Weddington, Monroe, Indian Trail, Midland, Locust, and the surrounding areas for buyers who want acreage, privacy, and a home built to their specification rather than to a builder’s standard floor plan.
Waxhaw is Union County's most recognized community and one of the fastest-growing towns in the Charlotte region, about 28 miles south of Uptown with Ballantyne 25-35 minutes away. Buyers here access Union County Public Schools' Cuthbertson and Marvin Ridge clusters, among the top-ranked in North Carolina. Land ranges from established subdivision lots to larger rural parcels on the town's edges, and permits run through the Town of Waxhaw Planning Department, not Union County.
Monroe is Union County's seat, about 25 miles southeast of Charlotte, a practical choice for buyers wanting Union County without the Charlotte-line land premium. It has its own permitting office and a different character than Waxhaw, an established small city with larger parcels on its outskirts, worth serious consideration for buyers prioritizing land over a Ballantyne or SouthPark commute.
Indian Trail sits in Union County's northwestern corner, bordering Mecklenburg County, the closest Union County community to Charlotte. For buyers relocating from out of state, it offers a Union County address and lower property taxes than Mecklenburg with minimal added commute. Land costs more than Monroe or rural Waxhaw, but for buyers prioritizing access and convenience alongside the tax advantage, Indian Trail hits that intersection.
The unincorporated stretches east and south of Waxhaw are where buyers wanting real acreage, five and ten-acre parcels, mature trees, no visible neighbors, find it. For buyers coming from a metro where this space wasn't available at any price, it's a lifestyle upgrade hard to quantify until you're standing on the land. These builds typically run on well and septic, adding a step to permitting but delivering privacy a subdivision lot can't.
Don’t see your neighborhood listed? Give us a call, we likely build there too.
Union County’s permitting structure depends on where your land sits. Unincorporated Union County and most smaller municipalities use Union County Building Code Enforcement. The Town of Waxhaw and the City of Monroe handle permits independently through their own planning offices. Knowing which office governs your site before you submit anything saves time and prevents the kind of misdirected applications that delay projects unnecessarily.
On rural Union County parcels without public water or sewer, a well and septic permit from Environmental Health is required before a building permit is issued. That process starts with a soil evaluation and a site plan review. The location and sizing of the septic system affects the buildable envelope and the driveway layout on the parcel, so we coordinate that analysis before designs are finalized. Getting this sequence right early is the difference between a project that starts on schedule and one that does not.
Every Four Oaks build in Charlotte comes with the same promise: you work directly with the builder, not a chain of subcontractors and project managers.
Every Four Oaks build in Union County is run by Andy Suttle or Chris Duncan directly, not a project manager or site supervisor reporting up a chain. The person you talk to first is the person on site throughout your build, managing communication, decisions, and quality at every stage.
Union County is large, and the right parcel depends on school cluster, commute distance, lot size, or utility access. We've built across the county and can tell you plainly what different areas look like from a builder's perspective, without an agenda about where you should land.
For buyers relocating from New York, Chicago, Los Angeles, or another high-cost metro, Union County often delivers the lifestyle upgrade they couldn't afford before, the acreage for a real home office and outdoor space, room to live how you actually want. We can walk you through sites and communities before you're physically here.
There is no project management layer between you and the people responsible for your build. If something needs to be addressed, you call the builder, not a coordinator relaying the message.
Union County offers what a lot of buyers can no longer find close to Charlotte: real acreage, privacy, and quiet, without giving up a reasonable commute to Uptown, Ballantyne, or SouthPark. Whether that means an established lot in Indian Trail or a few rural acres further out, the space and distance from your nearest neighbor are things a Charlotte-area subdivision can no longer offer at any price.
Browse our recent projects for inspiration
Located in Piper Meadows, a Waxhaw, NC neighborhood, the 2026 Charlotte St. Jude Dream Home pairs Craftsman exterior architecture with Boho Chic interior design. Waxhaw is a highly sought after community approximately 25 minutes south of Charlotte. This suburban site is surrounded by open land, privacy, horse farms, and beautiful sunsets. This home is less than 15 minutes to historic downtown Waxhaw with an array of shops, restaurants, breweries, and all the conveniences one would need.
This modern craftsman farmhouse project is a custom home built in a beautiful Waxhaw, NC neighborhood, featuring modern craftsman farmhouse elements and elegant interior spaces. Waxhaw is a highly sought after community approximately 25 minutes south of Charlotte. This suburban site is surrounded by open land, privacy, horse farms, and beautiful sunsets. This home is less than 10 minutes to historic downtown Waxhaw with an array of shops, restaurants, breweries, and all the conveniences one would need.
Common Questions About Building in Union County
Whether you have land identified or you are still working out which part of Union County fits your priorities, the first step is a conversation. Andy and Chris are available to talk through what building in Union County involves, including land evaluation, the permitting process, and what to expect at every stage of a custom build.
